USER AGREEMENT

TERMS AND CONDITIONS OF USE

PRIVACY POLICY

USE OF THE NATIONAL ASSOCIATION OF STOCK PLAN PROFESSIONALS (NASPP) NASPP.COM (WEB SITE) IS SUBJECT TO THE FOLLOWING TERMS, WHICH MAY BE UPDATED FROM TIME TO TIME WITHOUT NOTICE. READ THIS USER AGREEMENT CAREFULLY BEFORE ACCESSING THE WEB SITE. BY ACCESSING THE WEB SITE YOU ARE ACCEPTING AND AGREEING TO THE TERMS OF THIS USER AGREEMENT. IF YOU DO NOT ACCEPT THE TERMS OF THIS USER AGREEMENT, YOU MAY CANCEL YOUR SUBSCRIPTION AND YOU WILL RECEIVE A REFUND.

1. Web Site Grant. NASPP hereby grants to you nonexclusive, nontransferable access to use the Web Site only as authorized in this User Agreement. YOU AGREE THAT ACCESS TO THE WEB SITE OR ITS CONTENT WILL BE LIMITED TO THE NAMED USER(S) ONLY. ACCESS TO THE MEMBER AREA OF THIS WEBSITE WILL BE RESTRICTED TO THE COMPUTER ON WHICH THE INITIAL ACCESS WAS GRANTED.

2. Proprietary Rights. You acknowledge and agree that the Web Site and any necessary software used in connection with the Web Site contain proprietary and confidential information that is protected by applicable intellectual property and U. S. copyright law. You further acknowledge and agree that all right, title, and interest in the Web Site, including associated intellectual property rights, are and shall remain with NASPP and that YOU WILL NOT COPY OR SEND TO OTHERS VIA E-MAIL OR ANY OTHER MEDIUM ANY MATERIAL ON THE WEB SITE.

3. International Use. Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside.

4. Term and Termination. This User Agreement is effective upon receipt of your user ID Number and password and shall continue until the end of the calendar year unless renewed or terminated. The User Agreement shall automatically terminate upon the breach by you of any term hereof. Upon termination, your user ID Number and password shall be disabled. NASPP may also in its sole discretion and at any time discontinue providing the Web Site, or any part thereof, without notice.

5. Limitation of Liability. None of the NASPP staff, consultants, contractors or third-party content providers shall be liable for damages arising out of or in connection with the use of this Web Site. This is a comprehensive limitation of liability and under no circumstances shall NASPP or any party involved in creating, producing, distributing, or providing content for the Web Site be liable for any direct, indirect, incidental, special, or consequential damages that result from the use of or inability to use the Web Site, including but not limited to, damages due to: loss of data, income or profit; loss of or damage to property; claims of third parties; reliance by a user on information obtained from the Web Site or any linked site. Except as set forth above, NASPP’s liability for damages is limited to the purchase price of the subscription. NASPP makes no other warranties, express or implied. NASPP is not responsible for any special, consequential, incidental or other damages for any reason

6. Governing Law. This User Agreement shall be construed and governed in accordance with the law of the State of California. The sole venue for legal proceedings hereunder shall be San Francisco County, California.

7. Severability. Should any term of this User Agreement be declared void or unenforceable by any court of competent jurisdiction, such declaration shall have no effect on the remaining terms hereof.

8. No Waiver. NASPP’s failure to enforce its rights hereunder shall not be deemed a waiver by that party as to subsequent enforcement of rights.

9. Copyright. All information on this Web Site is copyrighted and is intended for the use of subscribers to the Web Site. No portion of this site may be reproduced or transmitted in any way without express written permission from NASPP. Any commercial use of the contents and/or database information contained on this Web Site is strictly prohibited. Any violations may face legal action.

10. Privacy Policy. The information we may collect from you may include your name; business and residential street address; business and home phone number; facsimile number; e-mail address; and social security number. Sometimes, we may request that you verify the information we have collected, either by sending you an e-mail to check an online database - or by mail or facsimile, or sometimes even by telephone.

11. Online Education: Sharing the website contents reserved for registered participants and/or your login information or accessing the contents of the website reserved for registered participants without paying the applicable fees constitute violations of this User Agreement. Violators will have their NASPP membership suspended and the NASPP will pursue damages from the individual and the company for which they work.

The NASPP and the providers of information that appears on the Web Site, are dedicated to providing accurate and authoritative information in regard to the subject matter covered. Access to the Web Site is sold with the understanding that the publisher and all providers of information that appears on the Web Site are not engaged in rendering legal, accounting or other professional service. If legal advice or other expert assistance is required, you will obtain the services of a competent, professional person, and will not rely on information provided on the Web Site as a substitute for such advice or assistance. Other than printing discrete, searched articles for research purposes, no information on the Web Site may be reproduced in whole or in part without the express consent of NASPP.

Copyright 2005 NASPP • P.O. Box 21639 • Concord, Ca 94521-0639
phone: (925)-685-9271 Fax: (925)-685-5402
email: naspp@naspp.com